Are You Entitled to Financial Compensation for Your (or Your Child’s) Dog Attack Injuries? Find Out from Ardmore Dog Bite Attorney, Jeffrey H. Penneys
What are your legal rights if you were attacked by a neighbor’s or stranger’s dog? Is the dog’s owner personally responsible for your medical expenses? Do you have to rely on your own health insurance (if you have it)? Is there another way that you can obtain coverage for your medical bills and other losses?
As the victim of a vicious dog attack, it can be difficult to know what to do next. You have lots of questions, and the answers are not easy to come by. At the Law Offices of Jeffrey H. Penneys, P.C., we want you to know that help is available. Ardmore Dog Bite Lawyer, Jeffrey H. Penneys, has decades of experience representing dog bite injury victims in Ardmore and throughout Pennsylvania, and he can help make sure you receive the financial compensation to which you are legally entitled.
The Process of Securing Financial Compensation for Dog Bite Injuries in Pennsylvania
One of the first questions most dog bite victims have is, “Are my injuries covered by dog owner’s insurance?” In most cases, the answer to this question is, “Yes.”
Standard homeowners and renters insurance policies include coverage for injuries caused by dog attacks. So, if the dog that attacked you or your child is owned by an individual (as opposed to a police department, shelter, or other business or government entity), the process of securing financial compensation will most likely involve filing a claim under the owner’s home or rental policy. This is true even if the dog is “their kid’s pet.” Parents are responsible for all animals that live in their homes. And under Pennsylvania’s negligence per se statute, homeowners and renters can be held liable for dog attacks occurring under a broad range of circumstances.
IT IS A MYTH THAT CERTAIN BREEDS ARE EXCLUDED FROM INSURANCE COVERAGE IN PENNSYLVANIA!
In some cases, other parties can be held liable as well. This includes dog sitters, dog walkers, businesses, and government agencies (all of which are likely to have insurance). When Mr. Penneys investigates your claim, he will identify all sources of financial recovery and pursue all available insurance claims on your behalf.
Losses That Can Be Recovered After a Dog Attack in Ardmore, PA
Similar to other types of personal injury claims, when you have an insurance claim for dog bite injuries, you are entitled to full compensation for all losses resulting from the attack. This includes financial losses (e.g., medical expenses – including future medical expenses) and lost wages, as well as non-financial losses (e.g., pain and suffering), and it covers all losses you will sustain for the rest of your life. As a result, when you are trying to decide whether to speak with an attorney, it is critical that you not focus solely on the near term. If you or your child has been seriously injured, your current medical bills will pale in comparison to your family’s future losses.
Along with medical bills, lost wages, and other direct financial costs, other losses for which dog attack victims can recover compensation include:
- Permanent scarring, disfigurement, and physical disabilities
- Chronic pain and suffering
- Post-traumatic stress disorder (PTSD), panic attacks, anxiety, and other psychological effects
- Social challenges resulting from disfigurement, anxiety, phobia, and other effects of the attack
Legal Fees for Dog Bite Injury Claims
Once dog attack victims learn about the insurance coverage that is available, the next thing they usually want to know is how much it is going to cost to file a claim. At the Law Offices of Jeffrey H. Penneys, P.C., we make this simple:
You pay nothing unless we win your case.
When we say nothing, we mean nothing. You do not pay court costs. You do not pay for copies. You do not pay anything unless and until Mr. Penneys negotiates a settlement (subject to your approval) or wins a verdict at trial. If your claim is successful, we will recoup our costs and our fees will be calculated as a percentage of your award, but you will never have to pay anything out of pocket during or after your dog bite claim.
Schedule a Free Initial Consultation in Ardmore, PA
If you or your child has been attacked by a dog in Ardmore, we encourage you to contact us as soon as possible for your free initial consultation. To schedule an appointment with an Ardmore Dog Bite attorney, Jeffrey H. Penneys, call 215-771-0430 (Mr. Penneys’ cell phone) or tell us how to reach you online today.